Anti-Money Laundering Policy

We conduct our business in accordance with applicable U.S. federal law, including the Bank Secrecy Act (31 U.S.C. § 5311 et seq.), the USA PATRIOT Act, and the regulations of the Financial Crimes Enforcement Network (FinCEN), including the rules for dealers in precious metals, precious stones, and jewels at 31 C.F.R. Part 1027. Where our activities meet the federal definition of a covered "dealer," we maintain a written anti-money-laundering program built on the four elements FinCEN requires: risk-based policies and internal controls, a designated compliance officer, ongoing training, and independent testing.

For certain transactions — including large-dollar orders, cash transactions, and any transaction that raises a compliance concern — we may require valid government-issued identification and additional information about the customer and the source of funds before completing a sale. We may decline to process, or place a hold on, any order until satisfactory information is provided.

As required of any U.S. trade or business, we report cash payments exceeding $10,000 received in a single transaction, or in two or more related transactions, by filing Form 8300 with the IRS and FinCEN. For this purpose, "cash" includes U.S. and foreign currency and may include cashier's checks, bank drafts, traveler's checks, and money orders. Attempting to evade this reporting by breaking a payment into smaller amounts — known as structuring — is a federal crime, and we will not participate in it.

We accept major credit and debit cards and PayPal. We reserve the right to limit or refuse cash and cash-equivalent payments, to require that payment come from an account in the purchaser's own name, and to decline third-party or anonymous payments.

We do not knowingly transact with individuals, entities, or jurisdictions subject to sanctions administered by the U.S. Treasury's Office of Foreign Assets Control (OFAC). Orders may be screened and refused on this basis.

We reserve the right to refuse, delay, cancel, or unwind any transaction that we believe is unlawful, fraudulent, or designed to evade reporting requirements, and to report such activity to the appropriate authorities. We are not obligated to disclose to any customer that a report has been or may be made.

We retain transaction and identification records for the periods required by federal and Florida law.

We cooperate with lawful requests from FinCEN, the IRS, and federal, state, and local law enforcement.

We may update this policy at any time. Material changes take effect when posted to this page. Questions about this policy can be sent to compliance@floridamanmint.com or Florida Man Mint LLC, 6601 Tamiami Trail, Ste 126, Sarasota, FL 34231-4806.